Insurance

Health insurance is supposed to protect you from sky-high medical bills — but what does insurance itself actually cost? Our Insurance cost guide breaks down what real people pay for monthly premiums, deductibles, copays, and out-of-pocket expenses across different types of health plans. Whether you’re shopping for individual coverage, comparing employer-sponsored plans, or trying to understand how much insurance really saves (or doesn’t) when the bills come in, our real-world data gives you the full picture. Explore insurance costs by plan type, coverage level, and location — and make smarter choices when picking your health insurance.