Confused about whether your favorite over-the-counter meds or wellness products are FSA or HSA eligible? You’re not alone — and you’re definitely not wasting your time here.
Our FSA/HSA Eligibility Checker below gives you instant AI-backed feedback. No signup. No upsell. Just type in the product, and boom — you’ll know if it qualifies for tax-free spending.
✅ What This Tool Does
This AI tool scans thousands of items and returns real-time eligibility results for:
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🧼 OTC meds (Tylenol, Ibuprofen, etc.)
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🧴 Personal care items (sunscreen, acne treatment)
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👶 Baby care (diapers, wipes, monitors)
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🦷 Dental and vision products (mouthguards, glasses)
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💊 Supplements (some qualify, many don’t — we’ll tell you)
🛠️ How It Works
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🔍 Type the name of the item you’re thinking about buying
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🧠 Our AI compares it to verified IRS-eligible products
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⚡ Get a yes, no, or conditional result — fast
Conditional means it might qualify with a doctor’s note or for a specific medical need.
🧠 Why Use It?
Because the IRS doesn’t make it easy.
Their list is 40+ pages long and buried in PDF purgatory. We built this tool to cut the BS and make your money work smarter.
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Avoid out-of-pocket surprises
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Shop smarter during Amazon FSA/HSA sales
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Keep receipts for eligible expenses
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Maximize your tax savings (legally, of course)
🔄 Common Eligible Items (Examples)
Product Type |
FSA Eligible |
HSA Eligible |
Notes |
|---|---|---|---|
Ibuprofen |
✅ |
✅ |
OTC meds now eligible without Rx |
Sunscreen (SPF 15+) |
✅ |
✅ |
Must be labeled SPF 15 or higher |
Tampons |
✅ |
✅ |
Yes — since CARES Act |
Vitamins |
🚫 |
🚫 |
Only eligible with medical necessity |
Baby Formula |
🚫 |
🚫 |
Requires a prescription |
📦 Bonus: Use It Before You Buy
Whether you’re shopping CVS, Amazon, Target, or your local drugstore — this tool helps you avoid wasting your FSA/HSA funds on ineligible items.
Some items look qualified but aren’t. Others do qualify but aren’t labeled. Our tool helps sort that out.
📢 Help Us Expand It
We’re actively improving this tool. If you find an error or think we missed something, shoot us a note.
🧠 TL;DR
FSA/HSA funds are real money. Don’t lose it to guesswork.
Use the checker. Know before you swipe.
🔄 Try the FSA/HSA Eligibility Checker now: