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How Much Does a Fertility Consultation Cost?

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How Much Does a Fertility Consultation Cost?

Always confirm costs with your healthcare facility and/or insurance coverage

If you’re struggling to conceive or want to explore fertility treatments, the first step is usually a fertility consultation with a reproductive specialist. But how much does it cost?

The price of a fertility consultation depends on the clinic, whether tests are included, and whether insurance covers any part of it. Let’s break down the average costs, what’s included, and ways to save money on fertility care.


Average Cost of a Fertility Consultation in 2024

Service
Estimated Cost (Without Insurance)
Estimated Cost (With Insurance)
Initial Consultation with Fertility Specialist
$150 – $500
$50 – $150 copay
Follow-Up Appointments
$100 – $300
$20 – $100
Basic Fertility Testing (Bloodwork, Ultrasound, Semen Analysis)
$200 – $1,000
$50 – $500
Advanced Diagnostic Testing (HSG, AMH, Genetic Testing)
$500 – $3,000
$200 – $1,500

πŸ”Ή Total Initial Costs (Without Insurance): $500 – $4,000
πŸ”Ή Total Initial Costs (With Insurance): $100 – $1,500

Fertility consultations often involve more than just talking to a doctorβ€”they may include blood tests, hormone checks, and ultrasounds, which increase the total cost.


What’s Included in a Fertility Consultation?

A fertility consultation usually involves:

  • Medical History Review – Discussing past pregnancies, cycles, and reproductive health.
  • Blood Tests for Hormones – Checking levels of FSH, LH, AMH, estrogen, and progesterone.
  • Ultrasound of Ovaries & Uterus – Assessing egg supply (antral follicle count) and uterine health.
  • Semen Analysis (For Male Partners) – Evaluating sperm count, motility, and morphology.
  • Discussion of Fertility Treatment Options – IVF, IUI, medication, or lifestyle changes.

Some clinics bundle these tests into the initial consultation fee, while others charge separately.


Fertility Consultation Costs by State

State
Average Cost of Initial Consultation
California
$250 – $500
New York
$300 – $600
Texas
$150 – $400
Florida
$200 – $500
Illinois
$200 – $450

Prices tend to be higher in major metro areas, especially in California and New York.


Does Insurance Cover Fertility Consultations?

Insurance Type
Coverage for Consultation & Testing
Employer Health Insurance
Covers consultation & basic tests (varies by plan)
Medicaid
Rarely covers fertility services
Marketplace/Private Insurance
May cover consultation but not advanced tests
States with Fertility Mandates
Requires coverage for testing & some treatments

Some states require insurance to cover fertility services, including New York, Massachusetts, Illinois, and Connecticut. If you live in one of these states, your insurance may cover fertility consultations and testing.


Additional Costs After a Fertility Consultation

After your initial visit, your doctor may recommend additional testing or procedures:

Service
Estimated Cost
HSG (Hysterosalpingogram – Fallopian Tube X-ray)
$500 – $1,500
Sonohysterogram (Uterine Evaluation)
$300 – $800
Genetic Carrier Screening
$500 – $3,000
Ovarian Reserve Testing (AMH, FSH, Estradiol)
$200 – $600
Semen Analysis (For Male Partner)
$100 – $300

Ways to Save Money on a Fertility Consultation

  • Check if insurance covers any part of the consultation – Even if IVF isn’t covered, some tests may be.
  • Ask about package pricing – Some clinics offer discounts for bundled tests and consultations.
  • Use HSA/FSA funds – Fertility consultations and testing are eligible medical expenses.
  • Look into fertility grants – Organizations like Baby Quest Foundation offer grants for fertility treatments.
  • Choose a clinic outside major metro areas – Prices tend to be lower in smaller cities.

Is a Fertility Consultation Worth the Cost?

If you’re struggling to conceive or want to explore fertility options, a consultation can help identify potential issues early and guide you toward the best treatment options. While the cost can be high, many clinics offer financing or insurance options to help make it more affordable.

Have you had a fertility consultation? How much did it cost? Share your experience in the comments.

For real-world medical pricing insights, bookmark CostHowMuch.com.

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Comments 3

  1. Boomerang Mckie says:
    1 month ago

    🧾 User-Reported Cost: Navigating the costs of fertility consultations is beyond frustrating. It feels like you have to jump through endless hoops just to get to the core issues. And those hidden fees? Ridiculous!

    Reply
    • Capitan Rodriguez says:
      1 month ago

      🧾 User-Reported Cost: I get it, but hey, at least you’re not trying to plan a wedding, right?

      Reply
  2. Jackson Jackson says:
    1 month ago

    🧾 User-Reported Cost: It’s so frustrating how clinics hide pricing details, making it hard to plan financially.

    Reply

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  • CPT Code Cost Check πŸ”Ž
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    • Uninsured Cost Calculator πŸ€–
    • Urgent vs ER Costs πŸ’Έ
    • Bill Fix Tool πŸ› οΈ
    • FSA vs HSA Calculator 🐷
    • FSA/HSA Eligibility Check βœ”οΈ
    • Prescription Cost Calculator πŸ’Š
    • Walgreens vs CVS Clinic Cost βš”οΈ
    • Health Insurance Explainer β˜‚οΈ
    • In-Store Clinic vs. Telehealth Cost πŸ–₯️
    • Braces Calculator 🦷
    • Non-Profit Hospital Help ℹ️
    • 1955 ↔️ 2025 (Cost Comparison)
    • Who Gets the Money? (PDF)πŸ“„
  • Medical Costs βš•οΈ
    • Doctor Visits
    • Dental
    • Hospital Stay
    • Surgery
    • Imaging and Testing
    • Cosmetic
    • Equipment
    • Mental Health
    • Preventative
    • Prescription & Medication
    • Reproductive Health
    • Pediatrics
    • Insurance
    • Reviews πŸ†•

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