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How Much Does ACL Repair Surgery Cost?

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How Much Does ACL Repair Surgery Cost?

Always confirm costs with your healthcare facility and/or insurance coverage

An ACL (anterior cruciate ligament) tear is one of the most common knee injuries, especially among athletes in sports like football, basketball, and soccer. If you’ve torn your ACL, you might be wondering:

How much does ACL repair surgery cost? πŸ’΅

The cost depends on factors like hospital fees, surgeon charges, insurance coverage, and physical therapy requirements. Plus, famous athletes like Tom Brady, Derrick Rose, and Saquon Barkley have undergone ACL surgeryβ€”how much did their recoveries cost?

Let’s break it all down! πŸ‘‡


πŸ’² Average Cost of ACL Repair Surgery

Type of Expense
Estimated Cost (Without Insurance)
Estimated Cost (With Insurance)
Surgeon’s Fees
$2,000 – $10,000
$500 – $3,000
Hospital or Surgical Facility
$5,000 – $50,000
$1,000 – $7,000
Anesthesia Fees
$1,000 – $3,500
$300 – $1,000
MRI Scans (Pre-Surgery)
$500 – $4,000
$0 – $1,500
Physical Therapy (6+ Months)
$1,500 – $10,000
$200 – $3,000
Total Estimated Cost
$15,000 – $60,000
$1,500 – $12,000

πŸ”Ή Key Takeaways:

  • The total cost of ACL surgery can range from $15,000 to $60,000 without insurance.
  • With insurance, the out-of-pocket cost could be between $1,500 – $12,000, depending on your deductible and copays.
  • Rehabilitation is a major cost factorβ€”most patients need 6-12 months of physical therapy.

πŸ₯ What Affects the Cost of ACL Surgery?

βœ… Type of Facility – Hospitals charge more than outpatient surgery centers.
βœ… Location – Prices are higher in major metro areas than in smaller towns.
βœ… Type of Graft Used – Autografts (your own tissue) and allografts (donor tissue) have different costs.
βœ… Surgeon’s Experience – Top orthopedic surgeons charge higher fees.
βœ… Insurance Coverage – Some policies don’t cover physical therapy fully.


πŸ“ ACL Surgery Cost Breakdown by Facility Type

Facility Type
Estimated Cost (Without Insurance)
Why?
Hospital (Inpatient Surgery)
$30,000 – $60,000
Higher due to overnight stay & staffing costs
Outpatient Surgery Center
$15,000 – $30,000
More affordable, shorter stay
Sports Medicine Clinic
$10,000 – $40,000
Specialized care for athletes

πŸ’‘ Pro Tip: Outpatient surgical centers are often 40-60% cheaper than hospital procedures!


πŸ† Famous Athletes Who Had ACL Surgery (And Their Costs)

Many pro athletes have undergone ACL repair, often with cutting-edge treatments. Here’s how much their recoveries likely cost:

Athlete
Sport
Estimated Surgery & Recovery Cost
Tom Brady (2008)
🏈 NFL
$100,000+
Derrick Rose (2012)
πŸ€ NBA
$150,000+
Saquon Barkley (2020)
🏈 NFL
$200,000+
Adrian Peterson (2011)
🏈 NFL
$250,000+
Zion Williamson (2017)
πŸ€ NBA
$200,000+

πŸš€ Why so expensive?

  • Top-tier surgeons
  • Personalized rehab teams
  • Cutting-edge regenerative treatments (like PRP injections & stem cells)

πŸ’‘ For everyday patients, costs are MUCH lower, but advanced sports medicine techniques can speed up recoveryβ€”for a price!


🏦 ACL Surgery Costs With and Without Insurance

Insurance Type
Out-of-Pocket Cost
Coverage Likelihood
Private Insurance
$1,500 – $12,000
Usually covered if deemed medically necessary
Medicare (Part B)
20% of total cost after deductible
Covered for severe ligament injuries
Medicaid
$0 – $2,000
Coverage varies by state
No Insurance (Self-Pay)
$15,000 – $60,000
Full cost paid by patient

πŸ”₯ Pro Tip: Many hospitals offer financial assistance or interest-free payment plans for uninsured patients.


πŸ—οΈ How Much Does ACL Rehabilitation Cost?

ACL surgery is just step oneβ€”rehab and physical therapy are crucial for a full recovery.

πŸ’° Cost of Physical Therapy After ACL Surgery

Rehab Option
Estimated Cost (Without Insurance)
Estimated Cost (With Insurance)
Physical Therapy (6+ Months)
$1,500 – $10,000
$200 – $3,000
At-Home Recovery Equipment (Braces, Ice Machines, etc.)
$200 – $1,500
$50 – $500
Sports-Specific Rehab (Advanced Training)
$2,000 – $8,000
Rarely covered

πŸ’‘ Skipping rehab can lead to re-injury! Pro athletes invest heavily in sports rehab specialists, but for most people, standard physical therapy is enough.


πŸš€ Ways to Save Money on ACL Surgery

πŸ’‘ Here’s how to reduce your ACL surgery bill:

βœ… Compare hospitals & surgery centers – Prices vary by 50%+ between locations.
βœ… Ask for a cash discount – Some facilities offer 20-50% off for self-pay patients.
βœ… Consider outpatient surgery – Hospitals charge way more than private surgery centers.
βœ… Check if your insurance covers physical therapy – If not, look into community rehab programs.
βœ… Look into medical tourism – Some people travel abroad for surgery at a fraction of the cost.


🎯 Final Thoughts: Is ACL Surgery Worth the Cost?

ACL surgery is expensive, but necessary for regaining full knee function. Costs depend on facility type, surgeon experience, insurance, and rehab requirements.

πŸ’‘ Key Takeaways:

βœ… ACL Surgery Costs: $15,000 – $60,000 without insurance; $1,500 – $12,000 with insurance.
βœ… Hospital vs. Outpatient Surgery: Outpatient centers are 40-60% cheaper.
βœ… Physical Therapy Costs: $1,500 – $10,000 depending on duration.
βœ… Pro Athlete Recoveries Can Cost $100K+, but for regular patients, insurance can lower costs.

πŸ’¬ Have you or someone you know had ACL surgery? What was your experience with costs and recovery? Drop a comment below! πŸ‘‡

πŸš€ For real-world medical pricing insights, bookmark CostHowMuch.com!

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No Result
View All Result
  • CPT Code Cost Check πŸ”Ž
  • Other Free Tools ❀️
    • Uninsured Cost Calculator πŸ€–
    • Urgent vs ER Costs πŸ’Έ
    • Bill Fix Tool πŸ› οΈ
    • FSA vs HSA Calculator 🐷
    • FSA/HSA Eligibility Check βœ”οΈ
    • Prescription Cost Calculator πŸ’Š
    • Walgreens vs CVS Clinic Cost βš”οΈ
    • Health Insurance Explainer β˜‚οΈ
    • In-Store Clinic vs. Telehealth Cost πŸ–₯️
    • Braces Calculator 🦷
    • Non-Profit Hospital Help ℹ️
    • 1955 ↔️ 2025 (Cost Comparison)
    • Who Gets the Money? (PDF)πŸ“„
  • Medical Costs βš•οΈ
    • Doctor Visits
    • Dental
    • Hospital Stay
    • Surgery
    • Imaging and Testing
    • Cosmetic
    • Equipment
    • Mental Health
    • Preventative
    • Prescription & Medication
    • Reproductive Health
    • Pediatrics
    • Insurance
    • Reviews πŸ†•

Cost How Much Β© 2025